Your complete cold, flu and COVID-19 shopping guide

Your complete cold, flu and COVID-19 shopping guide

Stock up on these essential health and wellness items now so you can take care of yourself later if sickness strikes

A person in a blue sweater holds a yellow mug

The last thing you want to do when you’re feeling sick is go out to pick up medication or chicken noodle soup. That's why it’s a good idea now to make sure you have all the right supplies at home. So, if you do get sick, you can focus on what's most important: resting and recovering.  

Here are the essential over-the-counter (OTC) items to stock up on. And as always, talk to your primary care provider (PCP) before taking any OTC medicines if you have any chronic health problems.  

A nurse assists an older woman
Get the support of a personal care team

Aetna® care teams can help you find a doctor, schedule appointments, manage a condition, access the right benefits and more. It’s a personal benefit designed for Aetna Dual Eligible Special Needs Plan members. 

What to have in your medicine cabinet    

Acetaminophen or ibuprofen. Both OTC medications will help reduce fevers. They also help ease headaches and body aches and pains from any cold or virus.  

Decongestants. “They shrink blood vessels in the nose, so they don’t block the airways,” says Neil Schachter, M.D. He’s a professor of medicine at the Icahn School of Medicine at Mount Sinai in New York City. (Do you have high blood pressure or a heart condition? Talk to your PCP before taking a decongestant. The OTC medicines can affect your heart rate. They can also cause problems with heart medications.)* 

Antihistamines. These medications limit the action of compounds that cause sneezing, throat pain and congestion from a cold, says Dr. Schachter. He’s the author of The Good Doctor’s Guide to Colds & Flu

Cough medicine. Turns out, coughing is a helpful reflex. It helps clear out pathogens such as viruses from your airways.* So in general, steer clear of cough suppressants.  

Instead, get a cough medicine with an expectorant. It will help thin out and loosen up mucus, says Jeffrey Landsman, M.D. Dr. Landsman is board-certified in family, lifestyle and geriatric medicines at Mercy Medical Center in Baltimore. One exception: If you have a cough that’s keeping you up at night. Coughing through the night can cause stress, says Dr. Landsman. That can make cold symptoms worse. In this case a suppressant makes sense. 

Cough drops/throat lozenges. These can soothe your throat if it’s irritated by coughing or postnasal drip. 

Saline nasal spray. It eases stuffiness for one. Plus, it can wash out bacteria-filled mucus. This can help stop a sinus infection.  

Thermometer. There’s just no other reliable way to tell if you’re running a fever.  

Rubbing alcohol. Use this to disinfect your thermometer after each use.  

Zinc lozenges. Zinc may work by preventing the virus that causes colds from multiplying.* 

Pulse oximeter. The COVID-19 pandemic brought attention to this device. You put it on a fingertip to check your blood-oxygen level and pulse rate. Dr. Landsman suggests having one on hand. “Normal oxygen levels are typically above 95 percent,” he says. “If oxygen saturation drops below 90 percent, then you should be urgently evaluated.”* 

Need help paying for certain everyday expenses?

Aetna® Special Needs Plan (SNP) members with a monthly allowance on an Extra Benefits Card to help pay for certain everyday expenses including over-the-counter (OTC) health and wellness products.

Schedule a call to learn more about the benefits of being an Aetna member.

What to have in your kitchen  

Chicken soup. It’s true! Chicken soup helps to ease symptoms from upper respiratory infections. The ingredients appear to have anti-inflammatory actions.* Consider it the ultimate comfort food! 

Sports drinks with electrolytes. Sipping on a sports drink or electrolyte solution (such as Pedialyte®) can help you stay hydrated, Dr. Landsman says. That’s important for loosening up congestion. 

Tea. Drinking tea may help boost immunity against viral infections. The credit goes to natural compounds in tea called catechins.* Plus, sipping hot tea just feels soothing when you have a sore throat, says Dr. Landsman. 

Table salt. It’s helpful to gargle with saltwater if you have a sore throat or sores in your mouth, says Dr. Landsman. It may help ease swelling or irritation in the throat.* Mix warm water (about 8 ounces) with ½ teaspoon of salt. Then gargle three to four times a day. 

What to have in your supply closet 

Disinfectant sprays and wipes. These are important for cleaning commonly touched surfaces in your home. It helps stop the spread of germs when someone in the family is sick. Germ hot spots include: 

  • Doorknobs 
     
  • Light switches 
     
  • Countertops  
     
  • TV remotes 

Tissues. They’re essential to have on hand when drippy noses and sneezing are going on.  

Disposable gloves. Wear these if you’re cleaning up after someone who is sick. They can help protect you from those germs, Dr. Landsman says. 

Masks. These can help protect you if you’re caring for someone who is sick. Are you sick? Masks can help stop you from spreading a virus to others. 

Humidifier or vaporizer. Dry air causes sinuses to dry out. This means there’s less sticky mucus to trap the viruses you breathe in and keep you from getting sick. Humidifiers and vaporizers fill the air with moisture. That can be a blessing for stuffy noses and sore throats. Be sure to keep them clean to avoid bacterial growth. Regularly empty out the water. Then rinse them out and dry them thoroughly. 

Finally, be sure to get your vaccines for the flu and COVID-19 if you haven’t already. Because when it comes to preventing both viruses, the best defense is a good offense. 
 

If you qualify for both Medicare and Medicaid, you may be eligible for an Aetna® Dual Eligible Special Needs Plan (D-SNP).

You may be eligible for an Institutional Special Needs Plan if you’ve lived (or plan to live) in a participating facility for 90+ days and you have Medicare Part A (hospital insurance) and Part B (medical insurance).

If you're 65 or older and have an eligible chronic condition, you may qualify for an Aetna® Chronic Condition Special Needs Plan (C-SNP). CSNPs are currently available in select counties within IL and PA.


*FOR HEART MEDICATIONS SOURCE: Cleveland Clinic. Are OTC allergy and cold medications making your heart race? September 23, 2021. Accessed July 5, 2023.

*FOR COUGH SOURCE: Dhand R and Li J. Coughs and sneezes: their role in transmission of respiratory viral infections, including SARS-CoV-2. American Journal of Respiratory and Critical Care Medicine. September 1, 2020, 202(5): 651-659. 

*FOR ZINC SOURCE: Mayo Clinic. Zinc for colds: the final word? December 6, 2022. Accessed July 5, 2023.

*FOR CHICKEN SOUP SOURCE: Discover Magazine. Chicken noodle soup really can help when you’re sick. January 19, 2022. Accessed August 13, 2023.

*FOR TEA SOURCE: Chowdhury P and Barooah AK. Tea bioactive modulate innate immunity: in perception to COVID-19 pandemic. Frontiers in Immunology. October 28, 2020; 11: 590716.

*FOR TABLE SALT SOURCE: Cleveland Clinic. 6 sore throat remedies that actually work. February 21, 2022. Accessed July 5, 2023. 
 

See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area. This material is for informational purposes only and is not medical advice. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. Contact a health care professional with any questions or concerns about specific health care needs. Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna is not a provider of health care services and, therefore, cannot guarantee any results or outcomes. The availability of any particular provider cannot be guaranteed and is subject to change. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to our website.  

To send a complaint to Aetna, call the Plan or the number on your member ID card. To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week. If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance. 

The benefits mentioned are part of special supplemental program for the chronically ill. Eligibility is determined by whether you have a chronic condition associated with this benefit. Standards may vary for each benefit. Conditions include Hypertension, Hyperlipidemia, Diabetes, Cardiovascular Disorders, Cancer. Other eligible conditions may apply. Contact us to confirm your eligibility for these benefits.   

Eligibility for the Model Benefit or Reward and Incentive (RI) Programs under the Value-Based Insurance Design (VBID) Model is not assured and will be determined by Aetna after enrollment, based on relevant criteria (e.g., clinical diagnoses, eligibility criteria, participation in a disease state management program).

Nondiscrimination Notice | CA-Specific Nondiscrimination Notice  

©2025 Aetna Inc. 
Y0001_3721071_2025_M 
3891507-19-01