4 ways to save money on healthy living

4 ways to save money on healthy living

Budgeting for a healthy lifestyle shouldn’t break the bank. That’s why your Aetna Medicare Advantage plan offers discounts and digital tools to help you save money while you pursue your health goals. Learn more.

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Did you know your Aetna Medicare Advantage plan can help you cut costs as you work toward your health goals? These four strategies will help you keep your well-being on track — and your money in your wallet.

1. Stay in network 

When you choose a provider that is “in network,” you can expect to pay less. That’s because we negotiate prices with certain doctors, specialists, hospitals and surgical centers. By staying in network, you are working with health care providers that we have cost-saving agreements with. 

Do you need help finding a provider who accepts Aetna? We make it easy with our find-a-doctor digital tool. To use the tool, go to AetnaMedicare.com and select the “Find a doctor or prescription” button. Then enter your ZIP code to start your search for an in-network doctor in your area. You can also use this tool to find a network hospital or pharmacy. A Member Services Advocate can also help you find a doctor in network. You can call 1-833-570-6670 (TTY: 711) between 8 AM and 8 PM, 7 days a week.

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Find a local pharmacy

Visit our pharmacy finder and enter your ZIP code to locate a network pharmacy near you.

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2. Use a preferred pharmacy

With your Aetna plan, your prescriptions will only be covered by your plan if you use an in-network pharmacy. Many plans include standard and preferred pharmacies. Both are in-network, but you may be able to fill your prescriptions for less at preferred pharmacies. That’s because they can offer a lower copay. In this case, copay refers to the amount you pay when you get a prescription filled.

To find preferred pharmacies near you, visit AetnaMedicare.com/FindPharmacy to use our “Find a Pharmacy” tool. It’s updated every two weeks to help you find the latest pharmacy network information.

3. Use your member discounts

Your Aetna plan may also include discounts on health-related products and services like:

  • Health and fitness programs
  • Brain game apps
  • Meal delivery (if you qualify), including specialty meal options for heart health, renal diabetics, vegetarians and more
  • Access to a lively and robust network of virtual and in-person clubs and activity groups
  • Devices to help you keep tabs on your health, including blood pressure monitors, pedometers and activity trackers

For a full list of discounts, log in to your secure member website at AetnaMedicare.com. Then choose “Wellness savings for you” from the Living Well menu. 

4. Review the formulary

A formulary is a list of drugs covered by your health plan. It can give you estimated monthly costs and premiums for prescription drugs. Plus, you can get valuable information on whether your prescriptions require preauthorization, or if there are limits on the number of days you can get.

How to use the Aetna formulary

You can access the Aetna formulary online to see if your drugs are covered Plus, you can search for generics, look at lower-tier options that may help you save money and get price estimates Here’s how: 

  1. Go to AetnaMedicare.com/Formulary.
  2. Enter your ZIP code and select the “Search 2023 drug list.” “Find 2023 drug name.” button.
  3. Select your Medicare plan.
  4. Type in the name of your prescription drug. Choose the dosage amount and quantity you need.
  5. Enter your pharmacy ZIP code and select “Search.”.
  6. Review your drug cost.

Save a trip to the pharmacy 

You can order up to a 100-day supply of certain medicines and have them shipped right to you. Log in to your member website at AetnaMedicare.com/Login to learn more.

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Aetna is a recipient of the Newsweek Best Customer Service Award for 2023.*

*FOR DETAILS ON NEWSWEEK AWARD: The 2023 Newsweek America's Best Customer Service rankings were identified from the results of an independent survey of more than 30,000 U.S. customers who have either made purchases, used services, or gathered information about products or services in the past three years. Customers evaluated several brands: in total over 200,000 evaluations were collected. The awarded brands each received on average 100 evaluations from customers. For more information visit https://www.newsweek.com/rankings/americas-best-customer-service-2023

For language services, please call the number on your member ID card and request an operator. For other language services:  Español | 中⽂ | Tiếng Việt | 한국어 | Tagalog | Pусский | ةيبرعلا| | Kreyòl | Français | Polski | Português | Italiano | Deutsch | ⽇本語 | فارسی | Other languages…  

See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area. Participating health care providers are independent contractors and are neither agents nor employees of Aetna. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. The Aetna Medicare pharmacy network includes limited lower cost, preferred pharmacies in: applicable areas. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, members please call the number on your ID card, non-members please call 1-855-338-7027 (TTY: 711) or consult the online pharmacy directory at http://www.aetnamedicare.com/pharmacyhelp. The formulary may change at any time. You will receive notice when necessary. Discount offers provide access to discounted services and are not part of an insured plan or policy. Discount offers are rate-access offers and may be in addition to any plan benefits. Check any insurance benefits you have before using these discount offers, as those benefits may result in lower costs to you than using these discounts. Aetna makes no payment to the discount vendor. The member is responsible for the full cost of the discounted services. Aetna may receive a percentage of the fee paid to a discount vendor.

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